- Foundation/takeover max. 6 years before the application. The earlier date is valid:
- date of registration in the company´s registrar in case of registered companies.
- date when the trade certificate was issued (in case of non registered companies)
- date of takeover
- In case of takeovers there must be a shift in majority. Example: the current owner hands over 75 % of the shares and stays as owner with 25 % - a 50 % transfer of the current owner would be to less.
- Up to 80 % of a loan of up to 2.5 Mio. EUR
- The sum of investment and working capital loans cannot exceed 2.5 mio EUR.
- Processing fee: starting with 0.25 % of the amout to be financed, one-time fee
- Guarantee fee: starting with 0.3 % p.a. (varible to risk) of outstanding liability